Risk silos are fading for global businesses, with 94% planning to build resilience through insurance and risk management in 2026, according to new data from Beazley based on a survey of 3,500 leaders across the UK, US, Canada, Singapore, Germany, France and Spain.

The January 2026 Risk & Resilience survey indicates that environmental, geopolitical, technological and board-level exposures are no longer viewed in isolation. Beazley said these risks are increasingly merging, creating interconnected pressures across organisations and altering how firms approach protection and financing.

Within that shift, 31% of respondents said they plan to invest in risk management and loss prevention initiatives. A further 29% intend to explore insurance products that include risk and crisis management services. Meanwhile, 24% plan to invest in alternative risk transfer vehicles and 23% are interested in parametric insurance.

Overall, 94% of global businesses surveyed said they intend to build resilience through insurance and risk management in 2026.

Geopolitical and economic fragmentation in focus

The survey findings sit within a backdrop of political and economic fragmentation. Beazley’s 2025 report stated that political shifts, economic uncertainty and global tensions were converging at an unprecedented scale, affecting business confidence. It referred to protectionism, changes in trade alliances, sovereign debt pressures and ongoing geopolitical conflicts influencing corporate strategy.

Further data from Beazley’s 2026 outlook show that 88% of global executives believe current geopolitical and economic uncertainty will limit their business growth plans, up from 69%.

Cyber and transition risk trends

Cyber risk perceptions have trended upward between 2021 and 2026, according to Beazley’s outlook material, which references ransomware activity, major outages and state-linked actors. The document notes that the JLR cyberattack shaved an estimated 0.2% off UK GDP in September and states that 2026 could be the year a major business suffers significant long-term damage or even failure from an outage caused by a cyberattack or error.

Transition risk is also gaining attention. Around a quarter of global executives predict that the energy transition will be the biggest risk facing their business in January 2026.

Insurance at the centre of resilience

“Our latest Risk & Resilience survey reveals that organisations are entering an era of converging risk, where digital, transitional, and geopolitical disruption are creating simultaneous pressures across every part of the business. Those best positioned to thrive will be the ones that grasp how interconnected risks amplify one another and turn resilience into a strategic advantage. As disruption becomes routine, companies are looking to specialty insurance not only for protection but as a core pillar of long-term growth in an increasingly volatile world,” said Paul Bantick, chief underwriting officer at Beazley.

Beazley said the figures released represent an early publication of findings from its January 2026 survey.

The data indicate that insurance purchasing decisions in 2026 are increasingly tied to combined cyber, transition and geopolitical exposures rather than single-line risk assessments, placing structured risk transfer and parametric mechanisms within mainstream corporate resilience planning.